:root{
  --navy-deep:#0B1F42;
  --blue-primary:#1B4FD1;
  --blue-primary-dark:#123A9E;
  --red-accent:#E8432D;
  --gold-accent:#F2A61E;
  --lime-accent:#C7D633;
  --bg-light:#F7F9FC;
  --white:#FFFFFF;
  --ink:#16233D;
  --ink-soft:#5B6B85;
  --border-soft:#E4E9F2;
  --radius-lg:20px;
  --radius-md:14px;
}
*{box-sizing:border-box;}
body{
  font-family:'Manrope',sans-serif;
  color:var(--ink);
  background:var(--bg-light);
  margin:0;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,.jakarta{font-family:'Plus Jakarta Sans',sans-serif;}
.num,.emi-figure,.stat-num{font-family:'Space Grotesk',monospace;}
a{text-decoration:none;}
.container-xl{max-width:1260px;margin:0 auto;padding:0 24px;}
.container-narrow{max-width:820px;margin:0 auto;padding:0 24px;}

/* ===== NAV ===== */
.sv-nav{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,0.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--border-soft);}
.sv-nav .inner{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;max-width:1260px;margin:0 auto;position:relative;}
.sv-logo{font-family:'Plus Jakarta Sans';font-weight:800;font-size:1.5rem;color:var(--blue-primary);letter-spacing:-0.5px;flex-shrink:0;}
.sv-logo span{color:var(--gold-accent);}
.sv-nav-links{display:flex;gap:22px;align-items:center;}
.sv-nav-links a{color:var(--ink);font-weight:600;font-size:0.92rem;transition:color .2s;white-space:nowrap;}
.sv-nav-links a:hover{color:var(--blue-primary);}
.nav-caret{font-size:0.65rem;margin-left:2px;transition:transform .2s;}
.sv-nav-links .has-dropdown{position:relative;}
.dropdown-panel{
  position:absolute;top:36px;left:0;background:#fff;border:1px solid var(--border-soft);border-radius:12px;
  box-shadow:0 20px 40px rgba(11,31,66,0.12);padding:12px;min-width:220px;display:none;z-index:50;
}
.has-dropdown:hover .dropdown-panel{display:block;}
.has-dropdown:hover .nav-caret{transform:rotate(180deg);}
.dropdown-panel a{display:block;padding:8px 10px;border-radius:8px;font-size:0.86rem;margin:0;}
.dropdown-panel a:hover{background:var(--bg-light);}
.nav-cta{display:flex;gap:10px;align-items:center;}
.mobile-cta{display:none;}
.btn-sv-primary{background:var(--blue-primary);color:#fff;border:none;padding:10px 22px;border-radius:10px;font-weight:700;font-size:0.92rem;transition:.2s;display:inline-block;}
.btn-sv-primary:hover{background:var(--blue-primary-dark);color:#fff;transform:translateY(-1px);}
.btn-sv-outline{border:1.5px solid var(--blue-primary);color:var(--blue-primary);padding:9px 20px;border-radius:10px;font-weight:700;font-size:0.92rem;transition:.2s;background:#fff;display:inline-flex;align-items:center;gap:6px;}
.btn-sv-outline:hover{background:var(--blue-primary);color:#fff;}

.nav-toggle{
  display:none;background:none;border:1.5px solid var(--border-soft);border-radius:10px;width:42px;height:42px;
  align-items:center;justify-content:center;font-size:1.4rem;color:var(--navy-deep);cursor:pointer;flex-shrink:0;
}
.nav-overlay{display:none;position:fixed;inset:0;background:rgba(11,31,66,0.35);z-index:998;}
.nav-overlay.show{display:block;}

@media(max-width:991px){
  .sv-nav-links{
    display:flex;flex-direction:column;align-items:stretch;gap:4px;
    position:fixed;top:0;right:-320px;width:300px;height:100vh;background:#fff;
    padding:80px 20px 20px;box-shadow:-10px 0 40px rgba(11,31,66,0.15);
    transition:right .3s ease;overflow-y:auto;z-index:999;
  }
  .sv-nav-links.open{right:0;}
  .sv-nav-links a{padding:12px 8px;border-bottom:1px solid var(--border-soft);}
  .has-dropdown .dropdown-panel{position:static;box-shadow:none;border:none;display:block;padding:0 0 0 14px;background:transparent;}
  .has-dropdown:hover .dropdown-panel{display:block;}
  .nav-caret{display:none;}
  .mobile-cta{display:flex;flex-direction:column;gap:10px;margin-top:16px;}
  .mobile-cta a{text-align:center;border-bottom:none !important;}
  .nav-cta{display:none;}
  .nav-toggle{display:flex;}
}

/* ===== HERO SLIDER (homepage banner carousel) ===== */
.hero-slider{position:relative;}
.hero-slider .carousel-item{padding:70px 0 50px;background:radial-gradient(circle at 85% 15%, rgba(27,79,209,0.08), transparent 45%),radial-gradient(circle at 10% 90%, rgba(242,166,30,0.08), transparent 40%),var(--bg-light);}
.hero-slider .slide-eyebrow{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--border-soft);padding:6px 14px;border-radius:100px;font-size:0.8rem;font-weight:700;color:var(--blue-primary);margin-bottom:20px;}
.hero-slider .slide-eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--gold-accent);}
.hero-slider h2{font-size:2.6rem;font-weight:800;line-height:1.15;letter-spacing:-1px;color:var(--navy-deep);margin-bottom:16px;}
.hero-slider h2 .accent{background:linear-gradient(92deg,var(--blue-primary),var(--red-accent) 60%,var(--gold-accent));-webkit-background-clip:text;background-clip:text;color:transparent;}
.hero-slider p.slide-lead{font-size:1.05rem;color:var(--ink-soft);max-width:480px;margin-bottom:26px;line-height:1.6;}
.hero-slider .slide-visual{
  background:rgba(255,255,255,0.8);backdrop-filter:blur(16px);border:1px solid rgba(255,255,255,0.6);
  border-radius:var(--radius-lg);padding:30px;box-shadow:0 30px 60px -20px rgba(11,31,66,0.2);
}
.hero-slider .slide-visual .icon-circle{width:56px;height:56px;font-size:1.7rem;margin-bottom:20px;}
.hero-slider .slide-stat{font-family:'Space Grotesk';font-size:2.2rem;font-weight:700;color:var(--navy-deep);}
.hero-slider .slide-stat-label{color:var(--ink-soft);font-size:0.9rem;font-weight:600;}

.hero-slider .carousel-indicators{bottom:6px;}
.hero-slider .carousel-indicators [data-bs-target]{
  width:9px;height:9px;border-radius:50%;background:var(--blue-primary);opacity:0.25;border:none;margin:0 5px;
}
.hero-slider .carousel-indicators .active{opacity:1;}
.hero-slider .carousel-control-prev,.hero-slider .carousel-control-next{
  width:48px;height:48px;top:50%;transform:translateY(-50%);background:#fff;border-radius:50%;
  box-shadow:0 8px 20px rgba(11,31,66,0.15);opacity:1;
}
.hero-slider .carousel-control-prev{left:6px;}
.hero-slider .carousel-control-next{right:6px;}
.hero-slider .carousel-control-prev-icon,.hero-slider .carousel-control-next-icon{
  width:1.2rem;height:1.2rem;filter:invert(20%) sepia(60%) saturate(1000%) hue-rotate(200deg);
}
@media(max-width:767px){
  .hero-slider h2{font-size:1.9rem;}
  .hero-slider .carousel-control-prev,.hero-slider .carousel-control-next{display:none;}
}

/* ===== HERO (homepage, legacy single hero — kept for other pages) ===== */
.hero{position:relative;background:radial-gradient(circle at 85% 15%, rgba(27,79,209,0.08), transparent 45%),radial-gradient(circle at 10% 90%, rgba(242,166,30,0.08), transparent 40%),var(--bg-light);padding:80px 0 60px;overflow:hidden;}
.hero-grid{display:grid;grid-template-columns:1.05fr 0.95fr;gap:50px;align-items:center;}
@media(max-width:991px){.hero-grid{grid-template-columns:1fr;}}
.hero-eyebrow{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--border-soft);padding:6px 14px;border-radius:100px;font-size:0.8rem;font-weight:700;color:var(--blue-primary);margin-bottom:22px;}
.hero-eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--gold-accent);}
.hero h1{font-size:3.1rem;font-weight:800;line-height:1.12;letter-spacing:-1.2px;color:var(--navy-deep);margin-bottom:20px;}
.hero h1 .accent{background:linear-gradient(92deg,var(--blue-primary),var(--red-accent) 60%,var(--gold-accent));-webkit-background-clip:text;background-clip:text;color:transparent;}
.hero p.lead-sv{font-size:1.12rem;color:var(--ink-soft);max-width:520px;margin-bottom:30px;line-height:1.6;}
.hero-ctas{display:flex;gap:14px;margin-bottom:36px;flex-wrap:wrap;}
.btn-lg-sv{padding:14px 30px;font-size:1rem;border-radius:12px;}
.trust-row{display:flex;gap:34px;flex-wrap:wrap;}
.trust-item{display:flex;flex-direction:column;}
.trust-item .num{font-size:1.6rem;font-weight:700;color:var(--navy-deep);}
.trust-item .lbl{font-size:0.82rem;color:var(--ink-soft);font-weight:600;}
.hero-visual{position:relative;display:flex;justify-content:center;}
.emi-teaser{background:rgba(255,255,255,0.75);backdrop-filter:blur(18px);border:1px solid rgba(255,255,255,0.6);border-radius:var(--radius-lg);padding:28px;width:100%;max-width:400px;box-shadow:0 30px 60px -20px rgba(11,31,66,0.25);position:relative;z-index:2;}
.emi-teaser::before{content:'';position:absolute;inset:-2px;border-radius:var(--radius-lg);background:linear-gradient(135deg,var(--blue-primary),var(--gold-accent));z-index:-1;opacity:0.15;filter:blur(20px);}
.emi-teaser h4{font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;color:var(--ink-soft);font-weight:700;margin-bottom:18px;}
.emi-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px dashed var(--border-soft);}
.emi-row:last-of-type{border-bottom:none;}
.emi-row .lbl{color:var(--ink-soft);font-size:0.9rem;font-weight:600;}
.emi-row .val{font-weight:700;color:var(--navy-deep);}
.emi-result{margin-top:16px;background:var(--navy-deep);border-radius:12px;padding:18px 20px;color:#fff;display:flex;justify-content:space-between;align-items:center;}
.emi-result .emi-figure{font-size:1.7rem;font-weight:700;color:var(--gold-accent);}
.emi-result .emi-label{font-size:0.78rem;color:#B9C4DA;font-weight:600;}
.floating-badge{position:absolute;background:#fff;border-radius:12px;padding:10px 16px;box-shadow:0 12px 30px rgba(11,31,66,0.15);font-size:0.8rem;font-weight:700;display:flex;align-items:center;gap:8px;z-index:3;}
.floating-badge.b1{top:-14px;right:10px;color:var(--red-accent);}
.floating-badge.b2{bottom:20px;left:-24px;color:var(--blue-primary);}
@media(max-width:576px){.floating-badge{display:none;}}

/* ===== INNER PAGE HERO (service/city/blog/about pages) ===== */
.page-hero{background:linear-gradient(120deg,var(--navy-deep),#173263 70%);padding:56px 0 44px;color:#fff;position:relative;overflow:hidden;}
.page-hero::after{content:'';position:absolute;width:260px;height:260px;background:var(--gold-accent);opacity:0.12;border-radius:50%;top:-100px;right:-60px;}
.breadcrumb-sv{font-size:0.82rem;color:#B9C4DA;margin-bottom:14px;position:relative;z-index:2;}
.breadcrumb-sv a{color:#B9C4DA;}
.breadcrumb-sv a:hover{color:var(--gold-accent);}
.page-hero h1{font-size:2.3rem;font-weight:800;letter-spacing:-0.6px;margin-bottom:12px;position:relative;z-index:2;max-width:760px;}
.page-hero p{color:#C7D3E8;max-width:640px;font-size:1.02rem;line-height:1.6;position:relative;z-index:2;}

/* ===== SECTION GENERAL ===== */
.section{padding:70px 0;}
.section-alt{background:#fff;}
.eyebrow-sm{color:var(--blue-primary);font-weight:700;font-size:0.82rem;text-transform:uppercase;letter-spacing:1.4px;margin-bottom:10px;display:block;}
.section-title{font-size:2rem;font-weight:800;color:var(--navy-deep);letter-spacing:-0.5px;margin-bottom:14px;}
.section-sub{color:var(--ink-soft);font-size:1.02rem;max-width:640px;line-height:1.6;}
.section-head{margin-bottom:40px;}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto;}
.section-head.center .section-sub{margin-left:auto;margin-right:auto;}
.body-copy p{font-size:1rem;line-height:1.75;color:var(--ink);margin-bottom:18px;}

/* ===== STATS BAND ===== */
.stats-band{background:var(--navy-deep);padding:46px 0;}
.stats-band .stat{text-align:center;color:#fff;}
.stats-band .stat .stat-num{font-size:2.3rem;font-weight:700;color:var(--gold-accent);}
.stats-band .stat .stat-lbl{font-size:0.85rem;color:#B9C4DA;font-weight:600;margin-top:4px;}

/* ===== BANK GRID ===== */
.bank-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;}
@media(max-width:768px){.bank-grid{grid-template-columns:repeat(2,1fr);}}

/* ===== ABOUT ===== */
.about-grid{display:grid;grid-template-columns:0.9fr 1.1fr;gap:56px;align-items:center;}
@media(max-width:900px){.about-grid{grid-template-columns:1fr;}}
.about-visual{background:linear-gradient(145deg,var(--navy-deep),#173263);border-radius:var(--radius-lg);padding:40px;color:#fff;position:relative;overflow:hidden;}
.about-visual::after{content:'';position:absolute;width:220px;height:220px;background:var(--gold-accent);opacity:0.15;border-radius:50%;top:-60px;right:-60px;}
.about-visual .quote{font-family:'Plus Jakarta Sans';font-size:1.3rem;font-weight:700;line-height:1.5;position:relative;z-index:2;}
.about-visual .attribution{margin-top:20px;color:var(--gold-accent);font-weight:700;font-size:0.85rem;position:relative;z-index:2;}
.about-list{list-style:none;padding:0;margin:24px 0 0;}
.about-list li{display:flex;gap:12px;margin-bottom:14px;font-weight:600;color:var(--ink);}
.about-list li .chk{color:var(--blue-primary);font-weight:800;}

/* ===== WHY CHOOSE ===== */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
@media(max-width:900px){.why-grid{grid-template-columns:repeat(2,1fr);}}
@media(max-width:576px){.why-grid{grid-template-columns:1fr;}}
.why-card{background:#fff;border:1px solid var(--border-soft);border-radius:var(--radius-md);padding:28px 24px;transition:.25s;}
.why-card:hover{transform:translateY(-4px);box-shadow:0 16px 32px rgba(11,31,66,0.08);border-color:transparent;}
.why-icon{width:46px;height:46px;border-radius:12px;background:rgba(27,79,209,0.1);color:var(--blue-primary);display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:16px;font-size:1.1rem;}
.why-card h4{font-size:1.05rem;font-weight:700;color:var(--navy-deep);margin-bottom:8px;}
.why-card p{font-size:0.9rem;color:var(--ink-soft);margin:0;line-height:1.55;}

/* ===== SERVICES / CITY GRID ===== */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
@media(max-width:900px){.svc-grid{grid-template-columns:repeat(2,1fr);}}
@media(max-width:576px){.svc-grid{grid-template-columns:1fr;}}
.svc-card{background:#fff;border-radius:var(--radius-md);padding:26px;border:1px solid var(--border-soft);transition:.25s;position:relative;}
.svc-card:hover{border-color:var(--blue-primary);box-shadow:0 16px 32px rgba(27,79,209,0.1);}
.svc-tag{font-size:0.7rem;font-weight:800;color:var(--gold-accent);text-transform:uppercase;letter-spacing:1px;}
.svc-card h4{font-size:1.12rem;font-weight:700;color:var(--navy-deep);margin:8px 0 8px;}
.svc-card p{font-size:0.88rem;color:var(--ink-soft);margin-bottom:14px;line-height:1.55;}
.svc-link{font-size:0.85rem;font-weight:700;color:var(--blue-primary);}

/* Two-column info blocks used on service/city pages (benefits/eligibility/documents) */
.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
@media(max-width:900px){.info-grid{grid-template-columns:1fr;}}
.info-card{background:#fff;border:1px solid var(--border-soft);border-radius:var(--radius-md);padding:26px;}
.info-card h4{font-size:1rem;font-weight:700;color:var(--navy-deep);margin-bottom:14px;}
.info-card ul{padding-left:18px;margin:0;}
.info-card ul li{font-size:0.9rem;color:var(--ink-soft);margin-bottom:10px;line-height:1.5;}

/* ===== PROCESS TIMELINE ===== */
.process-wrap{position:relative;padding:20px 0;}
.process-line{position:absolute;top:38px;left:5%;right:5%;height:2px;background:var(--border-soft);z-index:0;}
@media(max-width:900px){.process-line{display:none;}}
.process-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:14px;position:relative;z-index:1;}
@media(max-width:900px){.process-grid{grid-template-columns:repeat(2,1fr);}}
@media(max-width:520px){.process-grid{grid-template-columns:1fr;}}
.process-step{text-align:center;}
.step-num{width:56px;height:56px;border-radius:50%;background:#fff;border:2px solid var(--blue-primary);color:var(--blue-primary);display:flex;align-items:center;justify-content:center;font-weight:800;font-family:'Space Grotesk';font-size:1.15rem;margin:0 auto 14px;}
.process-step:nth-child(7) .step-num{background:var(--gold-accent);border-color:var(--gold-accent);color:var(--navy-deep);}
.process-step h5{font-size:0.92rem;font-weight:700;color:var(--navy-deep);margin-bottom:4px;}
.process-step p{font-size:0.78rem;color:var(--ink-soft);margin:0;}

/* ===== EMI CALCULATOR ===== */
.emi-calc-wrap{background:#fff;border-radius:var(--radius-lg);padding:40px;border:1px solid var(--border-soft);}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;}
@media(max-width:900px){.calc-grid{grid-template-columns:1fr;}}
.calc-field{margin-bottom:26px;}
.calc-field label{display:flex;justify-content:space-between;font-weight:700;font-size:0.9rem;color:var(--navy-deep);margin-bottom:10px;}
.calc-field label .valdisp{color:var(--blue-primary);font-family:'Space Grotesk';}
input[type=range]{width:100%;accent-color:var(--blue-primary);}
.calc-result-card{background:var(--navy-deep);border-radius:var(--radius-md);padding:30px;color:#fff;height:100%;}
.calc-result-card .r-main{text-align:center;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,0.15);margin-bottom:22px;}
.calc-result-card .r-main .emi-figure{font-size:2.6rem;color:var(--gold-accent);font-weight:700;}
.calc-result-card .r-main .emi-label{font-size:0.85rem;color:#B9C4DA;font-weight:600;}
.r-split{display:flex;justify-content:space-between;margin-bottom:14px;font-size:0.9rem;}
.r-split .lbl{color:#B9C4DA;font-weight:600;}
.r-split .val{font-weight:700;font-family:'Space Grotesk';}

/* ===== TESTIMONIALS ===== */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
@media(max-width:900px){.testi-grid{grid-template-columns:1fr;}}
.testi-card{background:#fff;border:1px solid var(--border-soft);border-radius:var(--radius-md);padding:26px;}
.testi-card .stars{color:var(--gold-accent);margin-bottom:12px;font-size:0.9rem;}
.testi-card p{color:var(--ink);font-size:0.92rem;line-height:1.6;margin-bottom:18px;}
.testi-person{display:flex;align-items:center;gap:12px;}
.testi-avatar{width:40px;height:40px;border-radius:50%;background:var(--blue-primary);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-family:'Plus Jakarta Sans';}
.testi-name{font-weight:700;font-size:0.88rem;color:var(--navy-deep);}
.testi-city{font-size:0.76rem;color:var(--ink-soft);}

/* ===== FAQ ===== */
.faq-item{border-bottom:1px solid var(--border-soft);padding:20px 0;}
.faq-q{display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-weight:700;color:var(--navy-deep);font-size:1rem;gap:16px;}
.faq-q .plus{font-size:1.3rem;color:var(--blue-primary);transition:.25s;flex-shrink:0;}
.faq-item.open .plus{transform:rotate(180deg);}
.faq-a{max-height:0;overflow:hidden;transition:.3s;color:var(--ink-soft);font-size:0.92rem;line-height:1.6;}
.faq-item.open .faq-a{max-height:400px;padding-top:12px;}

/* ===== CTA BAND ===== */
.cta-band{background:linear-gradient(120deg,var(--navy-deep),#173263 60%, var(--blue-primary-dark));border-radius:var(--radius-lg);padding:52px;color:#fff;position:relative;overflow:hidden;}
.cta-band::before{content:'';position:absolute;width:260px;height:260px;background:var(--gold-accent);opacity:0.12;border-radius:50%;bottom:-100px;left:-60px;}
.cta-band h3{font-size:1.9rem;font-weight:800;margin-bottom:10px;position:relative;z-index:2;}
.cta-band p{color:#B9C4DA;margin-bottom:0;position:relative;z-index:2;}
.cta-actions{display:flex;gap:14px;position:relative;z-index:2;flex-wrap:wrap;}

/* ===== BLOG ===== */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
@media(max-width:900px){.blog-grid{grid-template-columns:1fr;}}
.blog-card{background:#fff;border:1px solid var(--border-soft);border-radius:var(--radius-md);padding:24px;transition:.25s;}
.blog-card:hover{border-color:var(--blue-primary);box-shadow:0 16px 32px rgba(27,79,209,0.08);}
.blog-date{font-size:0.76rem;color:var(--ink-soft);font-weight:600;margin-bottom:10px;}
.blog-card h4{font-size:1.05rem;font-weight:700;color:var(--navy-deep);margin-bottom:10px;line-height:1.4;}
.blog-card p{font-size:0.88rem;color:var(--ink-soft);line-height:1.55;margin-bottom:14px;}
.blog-body h3{font-size:1.25rem;font-weight:700;color:var(--navy-deep);margin:28px 0 12px;}
.blog-body p{font-size:1rem;line-height:1.75;color:var(--ink);margin-bottom:16px;}

/* ===== FORMS ===== */
.sv-form .form-control{border:1.5px solid var(--border-soft);border-radius:10px;padding:12px 14px;font-size:0.95rem;}
.sv-form .form-control:focus{border-color:var(--blue-primary);box-shadow:0 0 0 3px rgba(27,79,209,0.12);}
.sv-form label{font-weight:700;font-size:0.88rem;color:var(--navy-deep);margin-bottom:6px;display:block;}
.form-success{background:#EAF7EE;border:1px solid #BEE6C9;color:#1E7A38;padding:16px 20px;border-radius:12px;font-weight:600;margin-bottom:20px;}
.form-error{background:#FDEBEA;border:1px solid #F5C2BE;color:#B23A2D;padding:16px 20px;border-radius:12px;font-weight:600;margin-bottom:20px;}

/* ===== FOOTER ===== */
footer{background:var(--navy-deep);color:#B9C4DA;padding:60px 0 24px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px;}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media(max-width:576px){.footer-grid{grid-template-columns:1fr;}}
.footer-grid h5{color:#fff;font-weight:700;font-size:0.95rem;margin-bottom:16px;}
.footer-grid a{color:#B9C4DA;display:block;margin-bottom:10px;font-size:0.88rem;transition:.2s;}
.footer-grid a:hover{color:var(--gold-accent);}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.1);margin-top:40px;padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:0.8rem;}
.footer-bottom a{color:var(--gold-accent);font-weight:700;}

/* ===== 404 ===== */
.error-wrap{padding:120px 0;text-align:center;}
.error-code{font-family:'Space Grotesk';font-size:6rem;font-weight:700;color:var(--blue-primary);line-height:1;}

/* ===== WHATSAPP FLOAT ===== */
.whatsapp-float{
  position:fixed;bottom:24px;right:24px;background:#25D366;color:#fff;width:58px;height:58px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;font-size:1.8rem;box-shadow:0 12px 28px rgba(37,211,102,0.4);
  z-index:999;transition:.2s;line-height:1;
}
.whatsapp-float:hover{transform:scale(1.08);color:#fff;box-shadow:0 16px 34px rgba(37,211,102,0.5);}
.whatsapp-float i{position:relative;top:1px;}

/* ===== ICONS (Bootstrap Icons used throughout, replacing emoji) ===== */
.icon-circle{
  width:46px;height:46px;border-radius:12px;background:rgba(27,79,209,0.1);color:var(--blue-primary);
  display:flex;align-items:center;justify-content:center;font-size:1.3rem;margin-bottom:16px;flex-shrink:0;
}
.icon-circle.gold{background:rgba(242,166,30,0.14);color:#B5790E;}
.icon-inline{margin-right:6px;}
.footer-icon{color:var(--gold-accent);margin-right:6px;width:16px;display:inline-block;text-align:center;}
.chk-icon{color:var(--blue-primary);font-size:1.1rem;flex-shrink:0;}
.star-rating{color:var(--gold-accent);margin-bottom:12px;font-size:0.9rem;letter-spacing:2px;}
.floating-badge i{color:inherit;margin-right:4px;}
.quote-icon{font-size:2rem;color:var(--gold-accent);opacity:0.6;margin-bottom:10px;display:block;}

/* ===== BANK LOGO BADGES (real logo images) ===== */
.bank-badge{
  background:#fff;border:1px solid var(--border-soft);border-radius:12px;padding:16px 14px;
  display:flex;align-items:center;justify-content:center;height:84px;
  filter:grayscale(1);opacity:0.75;transition:.25s;
}
.bank-badge:hover{filter:grayscale(0);opacity:1;transform:translateY(-3px);box-shadow:0 12px 24px rgba(11,31,66,0.1);border-color:var(--blue-primary);}
.bank-badge img{max-width:100%;max-height:44px;width:auto;object-fit:contain;}
.bank-note{font-size:0.85rem;color:var(--ink-soft);margin-top:20px;text-align:center;}
.area-pill{
  display:inline-flex;align-items:center;background:#fff;border:1px solid var(--border-soft);border-radius:100px;
  padding:9px 18px;font-size:0.85rem;font-weight:700;color:var(--navy-deep);
}
.area-pill i{color:var(--blue-primary);}

.reveal{opacity:0;transform:translateY(24px);transition:opacity .6s ease, transform .6s ease;}
.reveal.show{opacity:1;transform:none;}