Business Funding, Without the Runaround

SV Loans helps businesses in Guntur, Vijayawada and Hyderabad secure working capital and expansion funding through leading banks and NBFCs.

Growing a business often means needing capital faster than a traditional bank process allows. SV Loans works with banks and NBFCs including HDFC Bank, Axis Bank, Sundaram Finance and Chola to structure business loans against your cash flow, turnover and business vintage — for working capital, expansion, equipment purchase or short-term liquidity needs.

We understand that every business's documentation looks different, especially for proprietorships, partnerships and MSMEs, and we help present your case in the way each lender evaluates it best.

Details

Business Loan — Benefits, Eligibility & Documents

Key Benefits

  • Both secured and unsecured business loan options
  • Funding for working capital, expansion or equipment
  • Structured against GST returns, bank statements or ITR depending on lender
  • Support for MSME and Udyam-registered businesses
  • Comparison across multiple lenders for the best available terms

Eligibility

  • Business vintage typically 2+ years (varies by lender)
  • Minimum annual turnover as per selected bank's policy
  • GST registration where applicable
  • Acceptable business and personal credit history

Documents Required

  • PAN Card (business & proprietor/partners)
  • GST returns and financial statements
  • Bank statements for the last 12 months
  • Business registration / Udyam certificate
How It Works

Your Loan Journey, Simplified

1
Share Requirement

Tell us what you need

2
Consultation

Expert reviews your case

3
Documentation

We guide the paperwork

4
Bank Selection

Best-fit lender chosen

5
Loan Processing

We coordinate with bank

6
Approval

Sanction confirmed

7
Disbursement

Funds in your account

FAQs

Business Loan — Frequently Asked Questions

Can a new business get a business loan?
Most lenders prefer at least 2 years of vintage, but some NBFC partners consider newer businesses with strong cash flow — we assess this case by case.
Is collateral mandatory for a business loan?
Not always. Depending on loan amount and your profile, unsecured business loan options may be available.
How is the loan amount decided?
Typically based on turnover, bank statement cash flow, and existing obligations — we help present the strongest possible case to each lender.

Ready to Apply for a Business Loan?

Free consultation. We'll compare your options across 20+ banking partners.