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Home Loans That Actually Fit Your Budget

Buying or building a home? SV Loans helps you compare home loan rates across ICICI, SBI, HDFC and more, with full documentation support in Guntur, Vijayawada and Hyderabad.

Apply Now Call +91 91827 81368

A home loan is one of the biggest financial decisions most families make, and the difference between a well-negotiated rate and an average one can run into lakhs over the loan tenure. SV Loans works with ICICI Home Loans, HDFC Bank, SBI, PNB Housing Finance and other housing finance partners to find you a rate and repayment structure that matches your long-term plans.

We handle everything from property document verification coordination to income assessment, so first-time home buyers in particular aren't left navigating bank paperwork alone.

Details

Home Loan — Benefits, Eligibility & Documents

Key Benefits

  • Loan amounts up to 80-90% of property value depending on the bank
  • Tenure options up to 30 years for lower EMIs
  • Balance transfer options if you're unhappy with your current lender's rate
  • Support with property document coordination
  • Guidance on tax benefits under applicable income tax provisions

Eligibility

  • Age between 21 and 65 years (varies by bank)
  • Stable income — salaried or self-employed
  • Clear property title and approved building plan
  • Acceptable credit history

Documents Required

  • PAN Card, Aadhaar Card, address proof
  • Income proof — salary slips or ITR + business proof
  • Property documents (sale deed, approved plan, encumbrance certificate)
  • Bank statements for the last 6 months
How It Works

Your Loan Journey, Simplified

1
Share Requirement

Tell us what you need

2
Consultation

Expert reviews your case

3
Documentation

We guide the paperwork

4
Bank Selection

Best-fit lender chosen

5
Loan Processing

We coordinate with bank

6
Approval

Sanction confirmed

7
Disbursement

Funds in your account

FAQs

Home Loan — Frequently Asked Questions

Can SV Loans help if my home loan is currently with another bank?
Yes — we regularly help customers with balance transfers to a bank offering a better interest rate, which can meaningfully reduce your EMI or tenure.
Do you help with under-construction properties?
Yes, we work with banks that finance under-construction projects, with disbursement typically linked to construction stages.
What is the typical processing time for a home loan?
It varies with property and income documentation completeness, but our direct bank coordination generally shortens the usual timeline.

Ready to Apply for a Home Loan?

Free consultation. We'll compare your options across 20+ banking partners.

+91 91827 81368 Apply Now